Here's How To Design A Portfolio That Beats 99% Of Other Investors with Dr James Martin

The conversation tackles one of the most profound misunderstandings in personal finance: the difference between risk and volatility. Most investors (and even many advisors) conflate these concepts, leading to portfolios that feel safe but actually jeopardize long-term financial goals. I explain why the supposedly "low-risk" portfolios heavy on bonds and cash might ironically be the riskiest choice for achieving true financial independence.
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Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.

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