You can get the new book "Our Future Is Biotech" by Andrew Craig here: <a href="https://amzn.to/3AAeiCm">https://amzn.to/3AAeiCm</a> ——————————————————————— You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a>——————————————————————— Ever wondered if a robot could nail your dental filling? In this episode, we dive into the cutting-edge realm of biotechnology and its game-changing effects on dentistry. Andrew joins us to unpack insights from his latest book, defining biotech and comparing it with medtech. We chat about the groundbreaking debut of the first-ever robotic dental filling and its potential impact on dental pros and the future of oral care. We then take a whirlwind tour of the biotech revolution, from ancient selective breeding to today’s gene-editing marvels like CRISPR. Hear how these advances could address important environmental and human concerns, such as healing diseases and restoring ecosystems. We explore the dramatic advances in genetic sequencing and the vital role of global scientific teamwork in pushing these breakthroughs forward. But that’s not all! We’ll explore how biotech might shake up industries beyond medicine. Imagine a world where cultured meat and lab-grown seafood transform farming and fishing, leading to significant ecological recovery. We also delve into the concept of the technological singularity and where biotech companies might be headed, drawing parallels with the rapid rise of tech giants. Tune in for an episode brimming with visionary ideas and expert insights that could change the game.

Andrew Craig Our future biotech

Explore the future of biotech with Andrew Craig in this Dentists Who Invest episode and discover how it could shape your financial future.

Our Future Is Biotech with Andrew Craig | EP297

Our Future Is Biotech with Andrew Craig DWI-EP297

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a>——————————————————————— Ever thought about how you’d plan your finances if you knew you might live to 103? We’re having a good natter about just that, inspired by ‘The 100-Year Life’ by Linda Gratton and Andrew Scott. Jon Doyle’s got some eye-opening thoughts on how the idea that kids born in 2007 might live that long has completely changed the way he advises on long-term financial plans. We’ll also have a chinwag about how your own family history and life experiences can shape what you expect from retirement—especially if you’ve got a bit more dosh than most. We’ll then shift gears to chat about how adolescence now drags on into the late 20s or early 30s, and how that’s making the usual milestones like marriage, buying a home, and retiring a bit of a squeeze. With everything getting a bit more complicated, we’re talking about why it’s time for a more flexible approach to financial planning. And here’s the kicker—we’re questioning that old idea of retiring at 60. If you’re a dentist, or any other professional, staying active with phased retirement might just be the ticket. So, grab a cuppa and join us for a lively chat that mixes financial sense with the art of living well, sprinkled with a bit of wisdom from ancient thinkers and modern gurus.

The Academy Want to shortcut your investment education by years

Learn about planning for a longer life in this Dentists Who Invest episode with Jon Doyle, covering the 100-year life and financial strategies.

Living Longer and Planning for the 100-Year Life | EP296

If You're Planning On Living Longer... You Should Probably Know This (The 100 Year Life) with Jon Doyle DWI-EP296

The Academy Discover Your Options as an Investor

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a>——————————————————————— Can you picture yourself securing your financial future through property investment? Join us in this cracking episode as we chat with Rob Bridgewater, who’s gone from dental sales to building a serious property empire. Rob bought his first place at 19 and has since mastered the art of buying, refurbing, refinancing, and renting to create long-term wealth.&nbsp;We dive into the nitty-gritty of securing finance, whether you’re eyeing a buy-to-let or your own home. Rob shares golden tips on dealing with today’s high-interest rates and the tighter lending scene. He’ll also let you in on the secrets of buying at the right price and why knowing the ins and outs of bank rules, like the six-month refinancing trick, is key.&nbsp;If you’re a high earner or a dentist keen on growing your property portfolio and keeping the taxman at bay, this episode’s packed with advanced strategies. From setting up a company for tax breaks to clever ways of securing deposits, Rob’s got you sorted. We also explore how to make the most of short-term loans and smart finance options for your next big move. Don’t miss these top tips to level up your property game!——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.

The Academy Want to become a DIY investor too

Discover how to acquire finance in the property game with Rob Bridgewater in this episode of Dentists Who Invest. Perfect for aspiring investors.

Acquiring Finance in the Property Game with Rob Bridgewater | EP295

Acquiring Finance In The Property Game with Rob Bridgewater DWI-EP295

The Academy understand how to invest as a dentist

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a> ——————————————————————— Ever wondered how perseverance can lead to unexpected success? Join us as we chat with Dr. Ahmed Giaziri, who shares his remarkable journey from his Libyan roots to owning nine dental practices in the UK. Dr. Giaziri takes us through his unexpected entry into the world of dentistry, initially aspiring to be a paramedic, and how his relentless work ethic helped him navigate the challenges of the early stages of his career. His story will inspire you to keep pushing forward, even when the path isn’t clear. Discover the highs and lows of practice ownership as Dr. Giaziri opens up about acquiring his first dental practice and the severe setback he faced in 2015. A malicious complaint led to a failed CQC inspection and the temporary closure of his practice, but with support from Denplan, he turned things around. This part of our conversation emphasizes the importance of proper management and how critical support networks can be in overcoming difficult times. In the final segment, we explore the intricacies of growing a dental practice portfolio. Dr. Giaziri shares the strategic decisions behind expanding his practices, the financial acumen required, and the operational challenges of scaling up. He also highlights the importance of mentoring young associates and maintaining a work-life balance. This episode is packed with insights on resilience, strategic growth, and the collaborative spirit of the dental industry. Don’t miss out on the valuable lessons Dr. Giaziri has to offer!

DWI Store

Learn key lessons from Dr. Ahmed Giaziri’s journey of growing from 0 to 9 dental practices. Insights for dentists and entrepreneurs alike.

Lessons Learned Growing From 0 to 9 Practices with Dr. Giaziri | EP294

Lessons Learnt Going From 0 Dental Practices To 9 with Dr Ahmed Giaziri DWI-EP294

Get your free verifiable CPD for this episode here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/videos/mortgage-masterclass-with-sarah-grace">https://www.dentistswhoinvest.com/videos/mortgage-masterclass-with-sarah-grace</a>——————————————————————— Do your mortgages repayments feel high? Connect with Sarah here: <a href="https://www.dentistswhoinvest.com/sarah-grace-mortgages/">https://www.dentistswhoinvest.com/sarah-grace-mortgages/</a>——————————————————————— How can dentists leverage their unique financial profiles to secure the best mortgage rates? Join us for an eye-opening discussion with mortgage expert Sarah Grace as we dissect the current mortgage market. We'll guide you through the implications of recent interest rate trends, including the potential reduction in the Bank of England base rate and its impact on making fixed-rate mortgages more enticing. Sarah Grace opens up about the fluctuating mortgage demand and anticipates exciting possibilities on the horizon, driven by potential government initiatives aimed at boosting housing supply. Dentists, this one’s for you! Learn the ins and outs of securing lending tailored specifically for your profession. Sarah shares her expert insights on how turnover and projections can influence mortgage approvals, emphasizing the benefits of focusing on recent pay schedules over long-term profit histories. We also illuminate a success story that underscores the significance of understanding average profits before corporation tax, advising listeners on the importance of staying informed and seeking tailored financial advice. For those curious about buy-to-let investments or navigating their first home purchase, this episode is packed with valuable information. We delve into the tax considerations for buy-to-let properties, comparing the advantages and drawbacks of using a Special Purpose Vehicle (SPV) versus a personal mortgage. We also address listener questions on buying second homes, leveraging lifetime ISAs, and securing mortgage rates in advance. Don’t miss out on the practical advice and real-world examples that could make a significant difference in your financial planning journey!

Sarah Grace do your mortgage repayments feel high?

Unlock essential mortgage insights with Sarah Grace in this expert masterclass tailored for dentists looking to optimise their finances.

Mortgages Masterclass with Sarah Grace | EP293

Mortgages Masterclass with Sarah Grace [CPD Available]

Sarah Grace Do your mortage repayments feel high?

Want to understand how to become as tax efficient as possible? Connect with Johnny here: <a href="https://www.dentistswhoinvest.com/reducing-tax-bill/">https://www.dentistswhoinvest.com/reducing-tax-bill/</a> ——————————————————————— You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a> ——————————————————————— Ever wondered what truly qualifies as a tax-deductible expense for your dental practice? Join us for an eye-opening episode where we demystify this complex topic with the expertise of Johnny Binford, a seasoned accountant specializing in dental taxation. Gain clarity on whether home offices, luxury items like Rolex watches, or even a duck house in a pond can be claimed as business expenses. Johnny walks us through the "wholly and exclusively" rule in UK tax law, using fascinating real-life examples such as Malala Andromit's unique case on court attire. Navigate the intricate landscape of dental practice taxation as we dissect the nuances between taxable and tax-deductible expenses. Learn the importance of proportionality when claiming home office deductions and understand the potential pitfalls, including capital gains tax implications. We'll also shed light on a maxillofacial surgeon's failed claims for educational and travel expenses, highlighting the critical need for understanding established tax principles to avoid costly errors. From common deductions like GDC fees, professional courses, and motor expenses to more unique business-related purchases like art and entertainment, this episode is packed with actionable insights. We discuss the tax benefits of electric cars, the intricacies of claiming mobile phone usage, and the differences in tax advantages between limited companies and sole traders. Finally, get practical advice on optimizing your deductions while staying compliant, ensuring you make informed financial decisions for your dental practice. Don't miss our final segment on how to get in touch with Johnny Binford for personalized advice and consultation.

Discover tax deductions you might be missing, from your Rolex to office expenses, with Johnny Minford in this episode of Dentists Who Invest.

Tax Deductions for Rolex, Office & Phone | EP292

Are My Rolex, Garden Office And Mobile Phone Tax Deductible? with Johnny Minford DWI-EP292

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a>——————————————————————— Ready to gain a comprehensive understanding of practice mortgages and practice finance? Join us as we sit down with David Parker, a seasoned consultant in the dental healthcare sector, who will enlighten us on the crucial differences between these two avenues for acquiring dental practices. Discover how practice finance typically involves unsecured business loans based on the practice's goodwill, while practice mortgages are secured loans tied directly to the property. We unravel the complexities of secured versus unsecured loans, exploring the key risks, collateral requirements, and how lenders' perceptions differ between these financial instruments. In this episode, we also tackle the practical aspects of acquiring a dental practice through various financial strategies. From required deposits, interest rates, and loan-to-value ratios, to the significance of consulting with a broker, David shares indispensable advice for navigating this intricate process. Learn strategies to leverage other assets such as residential or investment properties to overcome deposit shortfalls, and understand the importance of thorough preparation to ensure a smooth transition from offer acceptance to completion. This is a must-listen for any dental professional looking to acquire a practice or anyone fascinated by the financial intricacies involved in this sector.

Learn how practice mortgages work and how to secure one with David Parker in this insightful episode of Dentists Who Invest.

Practice Mortgages Explained | EP291

So Practice Mortgages Are A Thing with David Parker DWI-EP291

Need to review your Income Protection? Connect with Warren here: <a href="https://www.dentistswhoinvest.com/income-protection/">https://www.dentistswhoinvest.com/income-protection/</a> ——————————————————————— You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a>——————————————————————— Are you paying too much for your income protection insurance? Join us as Warren Robins returns to unpack the hidden costs and strategies dentists can use to reduce their premiums. From understanding the power of compounding costs to making informed decisions between fixed and variable premiums, we lay out actionable steps that can save you money in the long run. We'll draw comparisons to everyday expenses like mobile phone contracts, highlighting how small annual increases can accumulate into significant financial burdens. Discover the critical differences between personal and executive income protection policies and why timely policy reviews are essential. Warren shares a compelling case of a local dentist navigating insurance options amidst a pre-existing medical condition, showcasing the importance of securing better terms while you're still healthy. For business owners, we break down the tax efficiencies of executive income protection policies and the financial benefits of covering P11D benefits, national insurance, and pension contributions through your business. Don't miss out on understanding the complexities of income protection policies. Learn about the challenges of evaluating different insurers and the potential pitfalls of low initial premiums. With real-world examples and expert advice, this episode is packed with insights that will help you avoid financial strain and ensure comprehensive coverage. Tune in to master the art of cost-effective income protection for your dental practice!

Warren Robins Need to Review Your Income Protection

Learn how to reduce your income protection costs and get the right coverage with expert tips from Warren Robins in this episode of Dentists Who Invest.

Stop Paying So Much For Your Income Protection | EP290

Stop Paying So Much For Your Income Protection with Warren Robins DWI-EP290

For more questions/inquirues,&nbsp; feel free to reach out Mike Bryan here: <a href="http://www.humph.co.uk/">http://www.humph.co.uk</a> ——————————————————————— You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a> ——————————————————————— Unlock the secrets to navigating the complex tax landscape for dentists with insights from Mike Bryan, a leading accountant specializing in dental practices. In this episode, we promise to demystify the advantages and pitfalls of operating as a limited company versus a sole trader, especially in light of recent tax changes. Mike takes us on a journey through the history of limited companies in dentistry, starting with the 2006 government decision that initially provided tax benefits, to the more recent changes in dividend and corporation tax that have shifted the financial advantages. Through real-life scenarios and practical advice, we explore how significant life events, such as purchasing a home or supporting a family, can influence your financial decisions as a dental professional. Discover when incorporation might be beneficial, like leveraging a lower-earning spouse or investing in electric vehicles and property. Learn the importance of regular financial reassessments and how increased private pension contributions could be a game-changer for sole traders. Tune in for a thoughtful discussion that underscores the dynamic nature of career trajectories and financial needs in the dental profession.

Explore the key differences between being a sole trader vs a Ltd company for dentists in 2024 with Mike Bryan in this informative episode.

Sole Trader vs Ltd Company for Dentists in 2024 | EP289

Sole Trader Vs Ltd Company For Dentists In 2024 with Mike Bryan DWI-EP289

Get your free verifiable CPD for this episode here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/videos/taxation-as-a-dentist-what-the-new-government-means-for-you">https://www.dentistswhoinvest.com/videos/taxation-as-a-dentist-what-the-new-government-means-for-you</a>——————————————————————— Want to understand how to become as tax efficient as possible? Connect with Johnny here: <a href="https://www.dentistswhoinvest.com/reducing-tax-bill/">https://www.dentistswhoinvest.com/reducing-tax-bill</a>——————————————————————— Explore the complexities of the UK's evolving financial landscape for dentists under the newly elected Labour government with our esteemed guest, Johnny Minford, a veteran in dental accounting. We unravel the potential shifts in income tax, NHS dentistry, pensions, and broader tax matters that could significantly impact your practice and personal finances. With Johnny's expertise, we aim to provide clarity amidst the uncertainties and ensure that you stay ahead of the curve. What does the future hold for capital gains tax and corporation tax, and how will these changes influence your business restructuring and retirement planning? Join us as we navigate the possible budget announcements and their timelines, offering strategic insights to help you make informed business decisions. Johnny also shares his take on the stability of corporation tax, capital allowances, and the broader economic impacts on sectors including agriculture and dentistry, ensuring you grasp the full picture. We also tackle the perennial issue of access to NHS dentists and its financial implications. Johnny lends his extensive knowledge to broader tax concerns, emphasizing the importance of synergy between practice owners and associates for mutual benefit. To wrap up, we discuss effective strategies for managing wealth within your dental practice, and highlight the Dentists Who Invest community—your go-to resource for achieving financial freedom. Don't miss our upcoming webinar on mortgages, packed with tips to further empower your financial journey!

Johnny Minford Want to Reduce Your Tax Bill

Discover what the new government means for dentists’ taxation in 2024 with expert insights from Johnny Minford in this episode.

Taxation for Dentists and the New Government Changes

Taxation As A Dentist: What The New Government Means For You with Johnny Minford [CPD Available]

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a> ——————————————————————— Ready to learn how to create a high-performance dental practice? Tune in as we sit down with Dr Ajay Verma, who transformed an old-school NHS dental practice into a modern, mixed practice brimming with success. Dr Verma shares his strategic insights and the importance of stepping outside comfort zones to achieve growth and profitability. He also discusses the challenges of changing established cultures within NHS practices and how he tactfully navigated these dynamics to realize his vision. Discover how effective delegation and team development can elevate your dental practice. Dr Verma explains why stepping out of clinical time to focus on business management is crucial and how trusting team members with responsibilities can enhance both patient care and staff satisfaction. Learn from practical examples, such as specialized training for dental implants and clear aligners, which highlight the growth and contribution of team members to the overall success of the practice.&nbsp; Explore the cutting-edge technologies and mentorship strategies that are revolutionizing the dental industry. Dr Verma illustrates the transformative impact of AI-driven software and CRM systems on practice management, and how these technologies can streamline tasks and measure performance effectively. The conversation also emphasizes the invaluable role of mentorship in reducing the learning curve and improving efficiency. By embracing change and technological advancements, you'll discover the exciting possibilities of creating a unique, high-performance dental practice poised for future expansion.

Learn how Dr. Ajay Verma doubled his mixed practice turnover and the strategies behind his success in this insightful episode.

Doubled My Mixed Practice Turnover | EP287

How I Doubled My Mixed Practice Turnover with Dr Ajay Verma DWI-EP287

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a> ——————————————————————— Curious about the financial opportunities and lifestyle differences between the UK and Dubai for dentists? In our latest episode of the Dentists Who Invest podcast, we promise to provide you with a thorough understanding of relocating to Dubai, featuring insights from Jeri Williams of Smooth Accounting. Jeri, who has firsthand experience of living and working in Dubai, shares invaluable advice on setting up businesses and managing finances in this vibrant city. Learn about the dynamic business environment that Dubai offers and how it compares to the UK's landscape, especially for dentists considering such a move. Moving to Dubai is not just about packing your bags; it involves understanding the visa landscape. We break down the entire process of obtaining a Dubai resident visa, clarifying the differences between tourist and employee visas. Through engaging personal stories, Jeri explains how setting up a business and self-employment can be strategic ways to secure residency. We also delve into the various visa types, including the coveted golden visa, and discuss the practical aspects of visa renewals and maintaining a business account in Dubai. Corporate taxation can be a maze, but we simplify it for you by explaining the 9% tax on profits over 375,000 dirhams and the rules around salary payments. We tackle the complexities of transferring a UK-based company to the UAE, emphasizing the need for professional advice tailored to individual circumstances. This episode is packed with essential tips on management charges, transfer pricing agreements, and the additional costs of doing business in the UAE, with specific considerations for dentists. If you're contemplating a move to Dubai, this episode serves as your comprehensive guide to navigating the financial and practical elements involved.

Jeri Williams shares her experience of moving to Dubai and the opportunities it presents in this episode of the Dentists Who Invest podcast.

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