Contributions vs Returns Contributions vs Returns There are two main variables in any investment portfolio: Contributions and Returns…Contributions are the amount of money you investReturns are the net appreciation of that money you are investingFor me, I feel there is a lot of focus on the returns of a portfolio. Whereas, increasing contributions is not…
Why That 1% Fee Could End Up Costing Your Investing Portfolio £150k Why That 1% Fee Could End Up Costing Your Investing Portfolio £150k The power of compounding is wild… Not least the massive effect it has on the size of our portfolio long term. The chart below shows the outcome of…
The £100 Million Bank Note The £100 Million Bank Note So this is actually a thing…It’s a £100 million bank note issued by the Bank of England (non-circulating sadly).They are created and stored in vaults. Banks in Scotland and Northern Ireland can issue currency against them. Think of it as the currency “budget” of these…
99% Of Investing Info On The Internet Is B.S. 99% Of Investing Info On The Internet Is B.S. Yep – its true. Most of the investing stuff you see out there is nonsense. I’m mainly referring to the news, investing email newsletters, a lot of what’s on YouTube… Most news outlets “game-ify” investing to…
From Dentist To Financial Coach, New E-learning Platform To Empower Professionals From Dentist To Financial Coach, New E-learning Platform To Empower Professionals In an era where financial literacy is as crucial as professional expertise, Dr. James Martin, a seasoned dentist, announced the launch of his mission to bridge the knowledge gap in financial management among…
British Dentist Turned Wealth Educator Launches Learning Platform For Professionals Seeking Financial Freedom British Dentist Turned Wealth Educator Launches Learning Platform For Professionals Seeking Financial Freedom After spending years of his life devoted to reading up on finance, money and investing, a football injury and subsequent surgery post-Covid, prompted Dr James Martin to start an…
Entrepreneurial Dentist Pioneers New Financial Education Platform Entrepreneurial Dentist Pioneers New Financial Education Platform Dr. James Martin leverages his dental acumen to fill a niche in financial education, launching an e-learning platform that caters to the fiscal advancement of professionals.James Martin is charting a novel course in the entrepreneurial world, having transitioned from a successful…
Why I Left Clinical Dentistry At 29 And Said “Laters” To The GDCAt 32 Why I Left Clinical Dentistry At 29 And Said “Laters” To The GDC At 32 Yup both those things happened…And now I am a brand ambassador for Balenciaga who spends his days chilling on the RivieraOk that part was a joke……
Your Stocks and Shares ISA And Pension Will Not Give You Cash Flow (….sort of) Your Stocks and Shares ISA And Pension Will Not Give You Cash Flow (….sort of) Where cash flow is defined as monthly income….Investing will not increase your cash flow……or at least not in the way that many people think it does.Which makes…
Should I Trade Or Should I Invest? Should I Trade Or Should I Invest? The age old question. ?I guess we should start by defining the strategies of trading vs investing.Investing is plain and simple the strategy of “buy and hold” or “set and forget”.It takes advantage of the fact that over long enough time…