You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a> ——————————————————————— Thinking about stepping up your property investment game? In this episode, Dr. Jassy Sidhu shares his expertise on Houses in Multiple Occupation (HMOs) and why they could be the answer to boosting your cash flow—even with high interest rates and tough property prices. We unpack how recent stamp duty changes and the shifting market landscape present golden opportunities, particularly when buying from retiring landlords who are ready to let go of their portfolios.Dr. Sidhu gives us a peek into his own investment journey, like turning an old pub into a high-performing HMO, and the lessons he’s learned navigating bridging finance. Whether you’re just starting out with a single buy-to-let or considering a leap into more complex ventures, this episode offers practical steps and strategies to help you make informed decisions.If you’re ready to explore the financial and strategic ins and outs of HMOs and start maximising your property investments, then this one’s for you.

The Academy Discover Your Options as an Investor

Dr. Jassy Sidhu breaks down if HMOs are still worth it in 2025, offering essential insights for dentists considering property investments.

Are HMOs Worth It? [2025 Update] | EP333

Are HMOs Worth It? [2025 Update] with Dr. Jassy Sidhu

The Academy understand how to invest as a dentist

Get your free verifiable CPD for this episode here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/videos/is-this-a-good-time-to-buy-a-dental-practice-with-johnny-minford">https://www.dentistswhoinvest.com/videos/is-this-a-good-time-to-buy-a-dental-practice-with-johnny-minford</a>——————————————————————— Want to understand how to become as tax efficient as possible? Connect with Johnny here: <a href="https://www.dentistswhoinvest.com/reducing-tax-bill/">https://www.dentistswhoinvest.com/reducing-tax-bill</a>——————————————————————— Thinking about buying a dental practice but not sure if it’s the right time? In this episode, we’re joined by James, who shares his expert insights into what makes a good dental practice purchase. From understanding the differences between owner-managed and associate-led practices to evaluating key factors like lab fees, overheads, space, and patient demographics, we cover everything you need to know to make an informed decision. Ever wondered why a practice owner might decide to sell? We’ll walk you through the red flags, like neglected maintenance or disengaged staff, that could signal a tired seller. Plus, we’ll explain how capital gains tax changes and broader economic factors can affect a seller’s pricing strategy, giving you potential buying opportunities you wouldn’t expect. James also sheds light on how to assess a practice’s financials to avoid getting caught up in inflated figures that make the practice seem more profitable than it is. We’ll finish up by looking at how the current market dynamics, including budget changes, interest rates, and geographical factors, are shaping practice values. Whether you’re a first-time buyer or looking to expand, learn how to turn market challenges into opportunities with strategic decision-making and due diligence. From NHS practices to working with banks, we’ve got you covered, so you can navigate the complexities of dental practice acquisitions with confidence.

DWI Store

In this episode, Johnny Minford discusses key factors to consider for a successful investment in 2025.

Is This A Good Time To Buy A Dental Practice? | EP332

Is This A Good Time To Buy A Dental Practice? with Johnny Minford

Do your mortgage repayments feel high? Connect with Sarah here: <a href="https://www.dentistswhoinvest.com/sarah-grace-mortgages/">https://www.dentistswhoinvest.com/sarah-grace-mortgages/</a> ——————————————————————— You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a> ——————————————————————— Are you ready for a shake-up in your property-buying strategy? In this episode, we’re unpacking the latest budget changes and how they’ll impact the property market. Big shifts to stamp duty—like the removal of first-time buyer relief and the halving of the nil-rate band from £250,000 to £125,000—could significantly affect your costs. If you’re planning to buy after March 31st, be prepared for a potential jump in costs, with first-time buyers seeing their bills soar from £3,750 to £10,000 on a £500,000 property. We’ll also explain why it’s absolutely crucial to finalise your property deal before the deadline. Whether you’re a first-time buyer or a seasoned buy-to-let investor, these changes are bound to shake things up, especially with an additional 5% stamp duty on buy-to-let purchases. But it’s not all bad news. If you’re a new dentist looking to transition to self-employment, you’ll be pleased to hear that you don’t need years of financial records to secure a mortgage. You can actually use just three months of pay schedules to qualify for a mortgage of up to five times your income. So, if you’re bringing in around £7,000 a month, you could be looking at borrowing up to £420,000. The key is to act fast and make the most of savings before the year ends. Tune in for insider tips that could completely change how you approach the property market in these uncertain times.

Sarah Grace do your mortgage repayments feel high?

Explore how the latest budget impacts UK mortgages with Sarah Grace, mortgage expert, offering key insights for dentists and homeowners alike.

This Is What The Budget Means For Your Mortgage with Sarah Grace | EP331

This Is What The Budget Means For Your Mortgage with Sarah Grace

Sarah Grace Do your mortage repayments feel high?

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a> ——————————————————————— Ready to unlock the secrets to a successful dental practice exit? In this episode, we’re diving into the nitty-gritty of transitioning out of your practice with expert insights from Michael McCulloch. We’ll guide you through the four main routes for exiting a dental practice: selling to a corporate group, partnering up, bringing in private equity, or stepping into a passive investor role. Each option has its pros and cons, and we’ll help you match your personal goals with the right strategy for a smooth transition. Plus, find out how giving management a stake in the business through equity shares can keep things growing even after you take a step back.Michael, a pro in practice exits, reveals the world of private equity in dental businesses. What makes a practice attractive to investors? How can you tip the scales in your favour with a solid business model and strong management team? We’ll also touch on alternative options beyond a full sale, helping you understand whether you should sell completely or still have a hand in things post-exit.Selling a dental practice isn’t just about the numbers—it’s a big emotional and financial move. That’s why planning is key. We’ll explore how to maximise your practice’s value through careful strategy, understanding the metrics that matter, and creating competition among potential buyers. Whether you’re looking to retire entirely or stay involved in a new role, this episode has everything you need to make your exit strategy a success.——————————————————————— Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional.

Michael McCulloch shares expert advice on planning an 8-figure business exit. Discover strategies for dentists to maximise their practice value.

How To Get Your 8 Figure Exit - Part 2 with Michael McCulloch | EP330

How To Get Your 8 Figure Exit - Part 2 with Michael McCulloch

The Academy Want to shortcut your investment education by years

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a> ——————————————————————— Thinking about going into dental practice acquisition or scaling up your current practice? This one’s for you! Join me and Michael McCulloch, a pro in the field, as we break down the steps to increasing revenue and making savvy moves in the dental business world. Michael shares how to spot scalable opportunities, make smart investments, and boost profitability with creative strategies—like extending your hours or giving your brand a fresh makeover. We’ll also talk about how to maximise your practice’s value. Whether you’re an associate eyeing an exit or an owner planning to expand, we’ll discuss why it’s crucial to set clear goals—whether you’re after financial growth, a better work-life balance, or professional recognition. Plus, we’ll touch on the challenges of building a patient base from scratch, the power of social media in boosting your practice’s visibility, and how strategic branding can seriously impact your practice’s valuation. Michael also spills the beans on how dental corporates like Bupa and mydentist approach branding, and why your personal brand matters just as much. By the end of this episode, you’ll be ready to take your dental business to the next level and make smarter moves in the acquisition game.

Michael McCulloch discusses essential strategies for dentists aiming to achieve an 8-figure business exit. Learn how to plan for success.

How To Get Your 8 Figure Exit - Part 1 with Michael McCulloch | EP329

How To Get Your 8 Figure Exit - Part 1 with Michael McCulloch

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a> ——————————————————————— Ever found yourself wondering if your latest dental course or training in something like macro photography qualifies for tax relief? Mike Bryan, an expert accountant with a knack for understanding HMRC’s tricky rules, is here to clear it all up for you. From exploring how your courses could qualify as tax deductible to diving into the “wholly and exclusively” rule, Mike breaks it all down in simple terms. We cover the ins and outs of claiming tax relief for professional development—whether you’re a self-employed dentist with a bit more flexibility or an NHS-employed pro navigating stricter rules. Mike gives you the lowdown on claiming things like professional subscriptions and even dental indemnity insurance, including some sneaky ways to cancel unnecessary policies. If you want to make sure you’re not missing out on any tax-saving opportunities, this episode is your go-to guide for navigating the ever-evolving world of dental tax relief.

Mike Bryan explains whether your dental course is tax-deductible in 2025. Learn what deductions may apply for dental professionals.

Does My Dental Course Count As Tax Deductible? [2025 Edition] | EP328

Which Dental Courses Are Tax Deductible? [2025 Edition] with Mike Bryan

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a> ——————————————————————— What a journey Anil has had! From his roots in Kathmandu to becoming a pioneer in prosthodontics on Wimpole Street, this episode is packed with inspiration and practical wisdom. Anil opens up about navigating dentistry in 1970s Britain, the lessons he’s learned from managing money, and how he built financial stability through self-education (and a fair few mistakes along the way). But it’s not all about cash flow. Anil shares his take on balancing a demanding career with what really matters—cherished family moments. He gives us a peek into his work-life philosophy, showing how he structures his practice to keep his values front and centre. You’ll also pick up loads of practical financial tips, from using ISAs to staying steady through setbacks. Whether you’re a young professional or further along in your career, Anil’s story is a cracking reminder of the power of resilience and smart financial planning.

Dr. Anil Shrestha shares his inspiring journey from Nepal to Wimpole Street. Tune in for insights into his dental career and success story.

From Nepal To Wimpole Street with Dr Anil Shrestha | EP327

From Nepal To Wimpole Street with Dr Anil Shrestha

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a> ——————————————————————— Starting your own dental practice can feel overwhelming, especially when you’re staring down those early bills. But what if there’s a way to ease the pressure? In this episode, finance expert Chetan Jethwa explains how interest-only loans could be the solution for new or “squat” practices. By keeping repayments low at the start, these loans give you the breathing room to focus on growing your patient base and covering essentials like staff salaries. We even share a cracking story about a dentist who used this approach to set up a thriving practice later in life. If you’re thinking about making the leap from associate to owner or starting fresh, this episode has plenty of practical advice to help you make it happen. From picking the right location and crafting a solid business plan to understanding what lenders are really looking for, we break it all down. So, whether you’re just starting out or planning your next big move, don’t miss this one!

Learn how interest-only practice finance works in this episode with Chetan Jethwa. Learn strategies to optimise your dental practice finances.

Interest Only Practice Finance... Yes It Exists | EP326

Interest Only Practice Finance... Yes It Exists with Chetan Jethwa

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a> ——————————————————————— Thought of what’s behind the numbers when it comes to dental practice valuations? In this episode, we’ve got Luke Moore breaking down the ins and outs of what really goes into valuing a practice these days—and it’s way more than just revenue! We explore how valuations have shifted from simple revenue checks to a full-on deep dive into profitability, all thanks to major changes like the Dentist Act shake-up in 2006-2007. This opened the door for dentists to run limited companies and even brought in non-dentist shareholders, changing the game for practice valuations. We’re taking a good look at how the business model in dentistry has evolved, with the move from NHS to private practices and the rise of private dental groups. Banks see dental practices as a low-risk bet, especially as recruitment challenges keep nudging the sector towards private setups. Plus, we’re busting some myths around GDC regulations and showing how creative financial strategies have popped up to tackle industry changes, impacting dental practice valuations even more. And what’s the post-pandemic vibe? Demand for smaller, mixed practices is on the rise, and Luke shares tips for those looking to buy or sell in this new landscape. From understanding the supply and demand rollercoaster to potential tax implications, this episode is a must for anyone keen on navigating the future of dental practice ownership. Whether you’re a veteran or a newbie, these insights into dental practice valuations are pure gold.

Unlock the secrets of EBITDA with Luke Moore in this episode. Learn how understanding this metric can boost your dental practice’s financial strategy.

I Bet You Didn't Know This About EBITDA with Luke Moore | EP325

I Bet You Didn't Know This About EBITDA with Luke Moore

Get your free verifiable CPD for this episode here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/videos/the-super-associate-blueprint">https://www.dentistswhoinvest.com/videos/the-super-associate-blueprint</a>——————————————————————— If you’re ready to take your dental career to the next level, this one’s for you! In this episode, we’re joined by Kalpesh Prajapat, or Kal, a dentist who made the leap from hospital-based dentistry to smashing it in private practice. He’s here to share the insider tips and tricks to becoming a Super Associate in dentistry. It’s all about combining top-notch clinical skills with savvy financial know-how to really step up your game. Kal talks us through how embracing a growth mindset, constant learning, and having the right mentorship can set you on the path to success. He shares personal stories of how building trust with patients and fostering a positive team environment can make all the difference. We also dive into practical tips for making your practice run like clockwork—think digital tools like Asana and Loom to streamline your day-to-day, and how focusing on the high-value stuff (you know, the 80-20 rule) can seriously boost your productivity. And don’t forget about social media! Kal reveals how a solid online presence can bring in high-quality patients, making your dental practice shine in today’s digital world. Whether you’re a seasoned pro or just starting out as an associate, this episode will give you all the insights you need to thrive in the competitive dental industry. So, grab a cuppa and tune in—this is one you won’t want to miss!

Discover the Super Associate Blueprint with Dr. Amit Jilka and Dr. Kalpesh Prajapat. Learn how to elevate your dental career and maximise earnings.

The Super Associate Blueprint | EP323

The Super Associate Blueprint with Dr. Amit Jilka and Dr. Kalpesh Prajapat [CPD Available]

You can download your FREE report on how you can avoid financial mistakes as a dentist using the link just here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/podcastreport">dentistswhoinvest.com/podcastreport</a> ——————————————————————— In this episode, Paulina Karavella from Glassnode gives us the lowdown on her journey into the world of Bitcoin and cryptocurrency. It all kicked off back in 2014 when she first got wind of Bitcoin during her master’s thesis. Fast forward and she’s now all over the data science behind crypto. With Bitcoin heading towards its all-time high, Paulina’s here to remind us that even with all the hype, we should still be taking a long-term, steady-as-she-goes approach when it comes to investing in this volatile market. We also dive into on-chain data which is like having a live feed of every trade, transaction, and market movement. Basically a real-time look at what’s going on in the crypto world. Paulina breaks down key things to look out for, like the halving cycle, coin days destroyed, and how the big players (whales) can really shake things up. Plus, we chat about realised vs unrealised profits and what that means for the future of crypto. We shift gears to talk about the challenges crypto exchanges face with transparency, especially when it comes to tracking wallet ownership. We also have a chinwag about Bitcoin’s growing role in real estate and its rise as legal tender in places like El Salvador. And don’t miss the story of Benjamin Ahmed, a young lad making waves in the NFT world—proof that there’s far more to cryptocurrency than just the coins. Stick with us for a fun, yet insightful chat about all things Bitcoin and crypto!

Explore Bitcoin’s predictability with Paulina Karavella in this episode. Learn insights on how crypto fits into your financial strategy as a dentist.

Bitcoin Predictable... Or Not So Much? | EP323

Bitcoin Predictable... Or Not So Much? with Paulina Karavella

Get your free verifiable CPD for this episode here &gt;&gt;&gt;&nbsp; <a href="https://www.dentistswhoinvest.com/videos/what-the-budget-means-for-dentists-with-david-hossein">https://www.dentistswhoinvest.com/videos/what-the-budget-means-for-dentists-with-david-hossein</a>——————————————————————— Want to become as tax efficient as possible? Connect with David here: <a href="https://www.dentistswhoinvest.com/david-hossein">https://www.dentistswhoinvest.com/david-hossein</a>——————————————————————— Curious about how the latest budget changes might hit your pocket as a dentist? Join us as David Hossein dives into the ins and outs of this year’s budget shifts and what they mean for dentists across the board. From the National Insurance rise to fresh twists on capital gains tax, these budget changes for dentists could seriously shake up the financial game. We’ll also chat about how pensions are creeping into the taxable estate category—meaning the government’s got its eye on your retirement pot to boost their coffers. If you’re a dental practice owner, these budget changes might mean it’s time to rethink your financial approach. With rising costs and fluctuating interest rates, it could be wise to reassess practice valuations, tighten those purse strings, and have a serious look at your fees. This episode is packed with all you need to know to stay sharp and ahead of the game in today’s unpredictable financial world. And it’s not just dentists in the spotlight! We’ll take a quick detour to talk about generational businesses—like family farms in Ireland—now facing heavy inheritance tax hikes. These budget changes are rattling businesses across the board, and we’re here to keep you informed. So, give it a listen and get clued up on the latest budget changes that could shape your financial future.

David Hossein breaks down the latest budget implications for dentists. Learn how to navigate tax changes and make informed financial decisions.

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